Finance & Restructuring
We can advise you on a wide range of complex finance and restructuring-related matters and act for stakeholders at all levels of a transaction or capital structure. Clients regularly seeking our advice include issuers, lenders and borrowers, banks and other financial institutions, corporate borrowers experiencing financial difficulties, insolvency officers, official and unofficial creditors’ committees, and principal finance and private equity sponsors.
We are a recognized leader in the finance and restructuring markets in the Nordic region. Due to our extensive experience, garnered from our involvement in a number of major transactions, we possess not only the legal expertise and technical skills required to advise you, but the sophisticated commercial perspective needed in today’s constantly evolving financial environment. We frequently help clients develop pioneering new products and structures, and we coordinate complex cross-border transactions and restructurings.
Our lawyers take an active role in the development of the Nordic financial markets and closely monitor political and legislative initiatives to provide clients with the most up-to-date advice on developments affecting them and their industries. We have a practical, business-oriented approach and extensive experience in giving clients strategic advice on the structuring of deals and the negotiation of transactions. We involve specialists in related practices in order to develop innovative structures and provide a wholly integrated service.
IFLR1000, BankingOverall great work. The lawyers are highly professional, well available and also great to work with. Very prudent and thorough in all assignments.
We work closely with a number of law firms across Europe to give our clients seamless cross-border service. By routinely working with law firms in other jurisdictions, we have established joint procedures and are accustomed to coordinating and leading cross-border transactions efficiently and effectively.
Practice-related services
- Leveraged finance, investment grade finance, real estate finance
- High yield bonds, investment grade bonds, EMTN, MTN, private placements and other debt capital markets instruments
- Securitization, structured finance and financial derivatives
- Direct lending from credit funds, institutions and other non-bank debt providers
- Regulatory advise, including operational and supervisory issues for banks and other financial institutions
- Project finance, infrastructure and PPP
- Mezzanine financing and other junior financing
- Hybrid loans
- Contingency planning
- Out-of-court restructurings and distressed debt trading
- Debt restructuring, including all tranches of debt (e.g. senior debt, mezzanine debt, high-yield bond debt and hybrid debt)
- Debt-to-equity swaps and soft enforcements
- Restructurings through insolvency processes (e.g., formal cram down processes, bankruptcy sales and purchases)
- Distressed and rescue financing
Recognitions
Roschier’s Finance & Restructuring practice is top-ranked by leading international independent legal directories, including Chambers Europe, The Legal 500, IFLR1000 and Who’s Who Legal. The firm has also won several prestigious awards, including the following most recent awards:
- Chambers Europe Awards: the Law Firm of the Year for Finland in 2022;
- Regi: Law Firm of the Year for Sweden in 2021;
- International Financial Law Review – European Awards: the Law Firm of the Year in 2020; and
- Who’s Who Legal Awards: the Law Firm of the Year for Finland in 2020.
This is what clients say about us:
“Always good service and each team member knows what to do.”
– The Legal 500 2022, Banking & Finance
“Clearly knowledgeable and dedicated team with strong focus on energy and infrastructure.”
– The Legal 500 2022, Banking & Finance
“Deep understanding of the underlying assets and business.”
– The Legal 500 2022, Banking & Finance
“The team is very broad and part of the leading franchise in the Nordics. Especially the pool of senior associates is of high quality.”
– The Legal 500 2022, Banking and finance
“Experienced and forward leaning.”
– The Legal 500 2022, Capital markets
“The team is flexible and well versed in the fields of their expertise.”
– The Legal 500 2022, Capital markets
“Very knowledgeable with a practical approach understanding the requirements of business.”
– The Legal 500 2022, Capital markets
“High-end, knowledgeable in their area.”
– The Legal 500 2022, Capital markets
“Understanding of our business and way of doing business. Proactive!”
– The Legal 500 2022, Capital markets
“Always a flying start. Always there for you. Always willing to walk the extra mile. Never any loose ends left.”
– The Legal 500 2022, Capital markets
“Roschier adapts to different situations and finds suitable solutions and the lawyers are very business-minded.”
– Chambers Europe 2022, Banking & Finance
“Availability, service-minded, understands our needs and perspective, focus on essential items.”
– IFLR1000 2020/2021 (31st edition), Banking and finance
“Large team, friendly and smart people.”
– IFLR1000 2020/2021 (31st edition), Banking and finance
“Roschier is clearly one of the tier 1 law firms in Finland. Long tradition and great culture, proactive and solution-oriented, pragmatic approach.”
– IFLR1000 2020/2021 (31st edition), Banking and finance
“Very skilled and experienced, wide bench and broad offering, service-minded and active towards us.”
– IFLR1000 2020/2021 (31st edition), Banking and finance
“They are used to working with UK lead counsel and banks, know their requirements, and have quite good visibility to Finnish EMTN programmes.”
– IFLR1000 2020/2021 (31st edition), Capital markets: Debt
“The team has a solid knowledge of the market and an effective and pragmatic approach. They constantly offer high-end results and always deliver within set deadlines.”
– Chambers Europe 2022, Banking & Finance
“Service-minded, friendly and a top pick in Sweden.”
– Chambers Europe 2022, Banking & Finance
“Excellent, professional and swift advice regarding complex matters.”
– IFLR1000 2020/2021 (31st edition), Banking and finance
“Deep understanding of field of expertise, effective and pragmatic approach.”
– IFLR1000 2020/2021 (31st edition), Banking and finance
“Very knowledgeable in the area.”
– IFLR1000 2020/2021 (31st edition), Banking and finance (Financial services regulatory)
“They understand how the situation will play out in practice and they turn documents around very quickly.”
– Chambers Europe 2022, Restructuring/Insolvency
“The lawyers are extremely highly skilled in the field of finance in general.”
– Chambers Europe 2022, Restructuring/Insolvency
“They have a reputation in the market for their ability to be proactive and find good solutions in tricky negotiations.”
– Chambers Europe 2022, Restructuring/Insolvency
“Clients laud the team for their understanding of the prevailing practices in the international financing arrangements.”
– Chambers Europe 2021, Banking & Finance
“Very good ability in cross-border services.”
– Chambers Europe 2021, Banking & Finance
“Strong and efficient team.”
– The Legal 500 2021, Banking & Finance
“Leading finance team in Helsinki. Very professional and service-oriented team.”
– The Legal 500 2021, Banking & Finance
“Strong team of professionals who have good insight to the market.”
– The Legal 500 2021, Banking & Finance
“Available, solution-oriented and very knowledgeable – when it comes to finding solutions, they excel.”
– Chambers Europe 2021, Banking & Finance
“Roschier is good at balancing the business and the legal sides of things, making deals happen.”
– Chambers Europe 2021, Banking & Finance
“Very user-friendly, proactive and solution-oriented approach.”
– Chambers Europe 2021, Restructuring/Insolvency
“They are my number one choice for out-of-court restructurings.”
– Chambers Europe 2021, Restructuring/Insolvency
“Best team in the market due to knowledge, experience and problem-solving capabilities. Always quick turnarounds and very service minded.”
– The Legal 500 2021, Banking & Finance
“Friendly, competent, business minded, problem-solving and alert.”
– The Legal 500 2021, Banking & Finance
“Flexible, pragmatic with great knowledge of the market.”
– The Legal 500 2021, Banking & Finance
“Good staffing and clear advice.”
– IFLR1000 2021 (30th edition), Banking
“The firm is precise, fast and reliable.”
– IFLR1000 2021 (30th edition), Capital Markets: Debt
“A deal team that is highly professional and easily accessible. Roschier understands weaker credit issuers well as well as documentation requirements related to such transactions. It is always a pleasure to work with Roschier team as work gets done properly and on time.”
– IFLR1000 2021 (30th edition), Capital Markets: Debt
“Good project management skills, excellent partner availability.”
– The Legal 500 2020, Banking & Finance
“Wide ranging skill set among partners with complementing resources from more junior personnel.“
– The Legal 500 2020, Banking & Finance
“Understanding of what is important with focus on getting things done.”
– The Legal 500 2020, Banking & Finance
“Good knowledge, prompt responses and solutions-oriented advice.”
– The Legal 500 2020, Banking & Finance
“Overall great work. The lawyers are highly professional, well available and also great to work with. Very prudent and thorough in all assignments.”
– IFLR1000 2020, Banking
“Easy access, very smooth communication and co-operation.”
– IFLR1000 2020, Banking
“High quality work and good expertise. One of the best law firms in Finland.”
– IFLR1000 2020, Banking
“Highly competent and has quick response times.”
– IFLR1000 2020, Banking
“Proactive and reliable team, nice to work with.”
– IFLR1000 2020, Banking
“The firm did an excellent job in managing the legal process. They provided valuable insight throughout the process. Highly recommended.”
– IFLR1000 2020, Banking
“Very good understanding of the banking sector.”
– IFLR1000 2020, Banking
“Provides solid advice throughout.”
– IFLR1000 2020, Banking
“Always available and has good ideas of how to solve problematic situations.”
– IFLR1000 2020, Capital markets: Debt
“Excellent, highly committed and knowledgeable lawyers.”
– IFLR1000 2020, Capital markets: Debt
“Flexible, swift, solution oriented, professional, and has broad knowledge.”
– IFLR1000 2020, Capital markets: Debt
“Very knowledgeable, proactive and always accountable for the tasks assigned to them.”
– IFLR1000 2020, Restructuring and insolvency
